Understanding Costs

In-Home Family childcare providers are considered self-employed. Most growing self-employed businesses can build benefits into their operating costs; health insurance, worker’s compensation, disability pay, social security benefits, retirement plans, unemployment insurance, hiring employees and still operate while others are on vacation.

 

Most employees enjoy these benefits or a combination of some of these as part of their employment package.

 

Due to licensing regulations there is little room for expansion and growth that would help cover these benefits. I work alone and hire assistants as needed per licensing rules.

 

As a childcare provider not only do I care for children but I prepare before and after hours.

 

Holidays and personal days are one of the few benefits I can enjoy and are a way to refresh myself and care for myself so that I may provide the best care for your child. 

 

THANK YOU for allowing me these opportunities.

 

Any and all unexpected closures for any reasons will use up vacation/personal time first then credit will be applied.